The simple rule of numbers! Don’t let your pride and your ego hold you back from making a good financial decision. Home values are...

What happens when you're buying a property and the property appraises for less than your contract price? With housing demand leveling out...

Many of you probably don't know: Growing up, I used to listen to gangster rap and I knew Tupac & Eminem lyrics better than the names of...

How do you become most attractive as a buyer when you are shopping for a home? It’s not all about just offering 50k above ask or waiving...

Just like a business must have a solid business plan to succeed, you need to have the proper blueprint to purchase a home in this market!...

With inflation at its highest in 40+ years and reported in March 2022, credit card balances which rose $52 billion in Q4 of 2021 alone -...

Honored to be part of a Top 1% team! Ladera Lending ranked in the Top 1% in Customer Satisfaction out of over 350 companies in the...

**ANOTHER 50 BPS RATE HIKE TODAY BY THE FED** Where are mortgage rates headed and where will they be at in the future? Historically,...

Very humbled to be ranked in the Top 1% of Loan Officers nationwide for Highest Customer Satisfaction! All I can say is that it’s a...

How are rates impacting affordability in the housing market? What does a 5%+ rate do to your mortgage payment? How does this take a toll...

If you want to buy real estate or be an investor “one day”, don’t wait one more day - study the process, terms, and strategy of investing...

I’m humbled to have been awarded 2022 Scotsman Guide Top Originator Award for 2 years consecutively! My motto has always been: Work hard,...

Will the Fed hike interest rates? When can we expect mortgage rates to start increasing? HERE IS SOMETHING EVEN MORE IMPORTANT than that!...

What you need to know when searching for a mortgage lender August 10, 2020 by Ross Varahrami If you are getting ready to buy, your first...

Ever wonder what the difference between Homeowner's or Hazard Insurance and Mortgage Insurance is? Why do you need to pay mortgage...

As I type this, I’m working with 3 buyers who have now been outbid 6+ times and it’s taking every ounce of energy in their body not to...

I'm often asked about questions about "what if?" and these are the most "what if's" that I'm asked when it comes to down-payment and...

I'm constantly being asked: How do you rank #1 in Customer Satisfaction month after month Ross? Here are my tips: - Always take your...

Most know that the Mortgage industry might not have the best reputation. Even though we're seeing some of the lowest mortgage rates that...

Tune-in to my new series, 3 THINGS TO FOCUS ON WHEN PREPARING TO BUY A HOME IN 2021! #2 - Employment & Income. Here are the most...