MORTGAGE
PURCHASE
REFINANCE
CASH-OUT
LOAN TYPES:
Conventional
High-balance
Jumbo
FHA
VA
HELOC
HELOAN
LOW RATES
LOW FEE OPTIONS
CLOSE IN LESS
THAN 30 DAYS
30-60 DAY RATE-LOCK
IN-HOUSE OPERATIONS
#1 IN CUSTOMER SATISFACTION
OUR LOAN PROCESS MADE EASY:
EASY APPLICATION
NO HIDDEN FEES
Simple application. You'll get a Loan Estimate and we'll discuss the breakdown of rate, fees & payment. You can then e-sign.
PROPERTY APPRAISAL
UPLOAD YOUR DOCS
If we need an appraisal, we'll order one. You can upload your documents to our secure website.
LOAN APPROVAL &
CLOSING
All operations are in-house. We'll get the loan approval and prepare for loan closing.
A MORTGAGE BANKER YOU CAN TRUST
WHAT MY CLIENTS SAY
"Ross explained everything about the refinancing very clearly. He was aggressive in understanding my goals and in finding the best deal for me. His communications were excellent - he was energetic in reaching out to me to give me information or to ask questions when necessary, without being pushy. I could clearly tell that he was excellent in his profession, he loved what he did, and that he worked for a reputable company. I also appreciated the simplicity of Ladera's fees."
"Ross gave me clear explanations, and most of all, his manner was friendly yet very informative. At no point did I think I was getting a "hard" sell like a few others who contacted me. He kept me in the loop constantly through phone and e-mail messages. It was a very positive experience."
- Jodi A.
"Doing business with Ross and Ladera was like a breath of fresh air after dealing with other mortgage officers at other companies. He definitely goes above and beyond in making the client feel valued. Never rushes or pushes but gives solid information and is extremely patient with questions. I loved his follow up at every step. He even thought of a way to save us money on his day off and called us right away to share it. We could tell he was as happy as we were. Will definitely recommend!"
- Warren K.
- Avrum A.