Have you ever seen a home that has been modified or structurally upgraded without permits?  What is the difference between a major change...

Some say that the housing market will soon “crash”, burn & some say head upwards. Who to believe? I follow the data, as the data never...

The Federal Reserve hiked interest rates again today. As of today, the prime is now at 8.00%! Unfortunately, "I want to wait to pull...

Market Update: Inflation is worse than estimated according to the CPI report released yesterday!  How can this impact mortgage rates,...

What happens when you're buying a property and the property appraises for less than your contract price? With housing demand leveling out...

How do you become most attractive as a buyer when you are shopping for a home? It’s not all about just offering 50k above ask or waiving...

Honored to be part of a Top 1% team! Ladera Lending ranked in the Top 1% in Customer Satisfaction out of over 350 companies in the...

**ANOTHER 50 BPS RATE HIKE TODAY BY THE FED** Where are mortgage rates headed and where will they be at in the future? Historically,...

Very humbled to be ranked in the Top 1% of Loan Officers nationwide for Highest Customer Satisfaction! All I can say is that it’s a...

How are rates impacting affordability in the housing market? What does a 5%+ rate do to your mortgage payment? How does this take a toll...

Ever wonder what the difference between Homeowner's or Hazard Insurance and Mortgage Insurance is? Why do you need to pay mortgage...

Ever wonder why your FICO isn't 800+ points? If you're looking to boost your FICO to buy a home, refinance or you're just curious how...