Permitted Vs. Not Permitted Home Upgrades- What’s The Difference?
Have you ever seen a home that has been modified or structurally upgraded without permits? What is the difference between a major change...
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Ross Varahrami
Apr 14, 20231 min read
April 2023 - Will the housing market dip, crash, or take off? Don’t believe in “news”, follow data!
Some say that the housing market will soon “crash”, burn & some say head upwards. Who to believe? I follow the data, as the data never...
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Ross Varahrami
Mar 23, 20231 min read
Fed Hikes Prime Rate To 8%
The Federal Reserve hiked interest rates again today. As of today, the prime is now at 8.00%! Unfortunately, "I want to wait to pull...
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Ross Varahrami
Sep 14, 20221 min read
How inflation can impact mortgage rates, borrowing money and the propety values!
Market Update: Inflation is worse than estimated according to the CPI report released yesterday! How can this impact mortgage rates,...
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Ross Varahrami
Jun 2, 20221 min read
What Happens When A property You're Purchasing Appraises For Less Than Your Contract Price?
What happens when you're buying a property and the property appraises for less than your contract price? With housing demand leveling out...
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Ross Varahrami
Jun 2, 20221 min read
How To Make Your Offer Stand Out When Buying A Home - Pre-qualification VS. Pre-approval
How do you become most attractive as a buyer when you are shopping for a home? It’s not all about just offering 50k above ask or waiving...
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Ross Varahrami
Jun 2, 20221 min read
Top 1% team! We ranked in the Top 1% in Customer Satisfaction out of over 350 companies nationwide.
Honored to be part of a Top 1% team! Ladera Lending ranked in the Top 1% in Customer Satisfaction out of over 350 companies in the...
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Ross Varahrami
Jun 2, 20221 min read
The Cycle Of Mortgage Rates - How It Works
**ANOTHER 50 BPS RATE HIKE TODAY BY THE FED** Where are mortgage rates headed and where will they be at in the future? Historically,...
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Ross Varahrami
Jun 2, 20221 min read
Ranked in the Top 1% of Loan Officers nationwide for Highest Customer Satisfaction!
Very humbled to be ranked in the Top 1% of Loan Officers nationwide for Highest Customer Satisfaction! All I can say is that it’s a...
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Ross Varahrami
Jun 2, 20221 min read
How rising rates impact affordability when buying a home?
How are rates impacting affordability in the housing market? What does a 5%+ rate do to your mortgage payment? How does this take a toll...
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Ross Varahrami
Sep 10, 20211 min read
Homeowner's Insurance VS. Mortgage Insurance - What's The Difference?
Ever wonder what the difference between Homeowner's or Hazard Insurance and Mortgage Insurance is? Why do you need to pay mortgage...
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Ross Varahrami
Mar 4, 20211 min read
How To Improve Your FICO Score & Keep It In Great Standing
Ever wonder why your FICO isn't 800+ points? If you're looking to boost your FICO to buy a home, refinance or you're just curious how...
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