Low Rates
Access to 100+ lenders ensuring you get the most competitive rates available in the market today.
Vice President at West Capital Lending
No SSN required. Zero impact to credit. Your information is never sold.
Why Choose Ross
With more than 14 years of mortgage experience and over 1,000 purchase transactions closed, Ross Varahrami has built his career around helping homebuyers and homeowners achieve their goals with confidence.
Ross spent the first six years of his career focused exclusively on purchase transactions, giving him extensive experience in one of the most time-sensitive and complex areas of mortgage lending. That strong purchase foundation means refinances, home equity loans, and HELOCs are an extension of expertise built through more than a thousand successful purchase closings.
With access to 150+ lenders and a wide range of loan programs, Ross can compare options and find the right solution for every client — from straightforward loans to unique or complex scenarios that other lenders may not be able to solve. His focus is always on competitive rates, lower costs, and a smooth, transparent process.
Ross has been recognized as a Scotsman Guide Top Mortgage Originator and among the Top 1% of Loan Officers on Experience.com. Most importantly, he’s built his business through repeat clients and referrals — something he believes is earned one successful experience at a time.
Outside of the mortgage industry, Ross enjoys staying active, hiking, cooking, and reading, but most of all, spending time with his wife and daughter, family, and friends.
Smart Rates
Experience a streamlined mortgage process focused on securing the best rates and providing exceptional service.
Access to 100+ lenders ensuring you get the most competitive rates available in the market today.
Our efficient in-house operations and streamlined process means we can often close in 14 days or less.
Ranked Top 1% in customer satisfaction on Experience.com. Ross understands the importance of excellent communication and teamwork.
Smart Rates
With access to 150+ lenders, I can shop a wide range of loan programs to find options that others may not be able to - while keeping rates competitive, costs low, and the process simple.
Testimonials
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Justin B.
Ross and his team were AWESOME once again! They made the entire home financing process smooth, straightforward, and stress-free. Their professionalism, responsiveness, and genuine commitment to helping us... Ross and his team were AWESOME once again! They made the entire home financing process smooth, straightforward, and stress-free. Their professionalism, responsiveness, and genuine commitment to helping us made a huge difference throughout the process. I truly appreciate how knowledgeable and helpful Ross and his team are. They always take the time to answer questions, explain everything clearly, and make sure we feel confident in every decision. It’s clear that they genuinely care about their clients and go above and beyond to provide excellent service. I have worked with Ross before, and based on my experiences, I will absolutely continue to work with him and his team for any home financing needs for myself and my family in the future. I highly recommend Ross to anyone looking for a trustworthy, knowledgeable, and dependable team to help with their home financing!
Tiffany S.
Ross was so very helpful, available and knowledgeable Additionally- his personality made it fun to work with him He is truly an asset to your team .
Christopher F.
Ross made it very easy to understand and actually had character to him opposed to someone just trying to sell you on something or someone being robotic. He... Ross made it very easy to understand and actually had character to him opposed to someone just trying to sell you on something or someone being robotic. He answered any questions but also openly encouraged any other questions or concerns to come out. Very transparent.
Vice President
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No SSN required. Zero impact to credit. Your information is never sold.