FHA
An FHA (Federal Housing Administration) loan is a type of government-backed mortgage loan designed to make homeownership more accessible, especially for first
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Ross Varahrami
Vice President NMLS #904125
How can I help you?
No SSN required. Zero impact to credit. Your information is never sold.
We Understand Home Is
More Than Your Biggest Asset.
With access to over 150 lenders, I shop wholesale rates to find your best mortgage fit—so you get the right loan with confidence.
Purchase Refinance Cash-Out Heloc Heloan
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150+ Lenders One Mortgage Expert.
Loan Types
Loan Programs
Conventional
A conventional loan is a type of mortgage that is not insured or guaranteed by a government agency, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA).
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VA
A VA (Department of Veterans Affairs) loan is a type of mortgage loan program specifically designed to assist eligible veterans,
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Non-QM
A bank statement mortgage is a type of home loan that allows borrowers to qualify for a mortgage based on their bank statements and financial history rather than traditional
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HELOC
A Home Equity Line of Credit (HELOC) is a flexible financing option that allows homeowners to borrow against the available equity in their home. Unlike a traditional loan, a HELOC works as a revolving.
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HELOAN
Home Equity Loan allows you to borrow a lump sum using the equity you've built in your home. Unlike a Home Equity Line of Credit (HELOC), this loan provides a fixed amount upfront.
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Smart Rates
Helping You Save More And Close Sooner.
With access to 150+ lenders, I can shop a wide range of loan programs to find options that others may not be able to - while keeping rates competitive, costs low, and the process simple.
Access To Wholesale Rates
Low/No Closing Cost Options
Pre-approval's In
As Little As 1 Day
Close In As Little As 12 days
14+ Years Experience
Process
Our Loan Process Made Easy:
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Easy Application No Hidden Fees
Simple application. You'll get a Loan Estimate and we'll discuss the breakdown of rate, fees & payment. You can then e-sign.
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Property Appraisal Upload Your Docs
If we need an appraisal, we’ll order one. You can upload your documents to our secure website.
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Loan Approval & Closing
All operations are in-house. We'll get the loan approval and prepare for loan closing.
Ross Varahrami
Vice President NMLS #904125
Top 5% Experience.com recognition
How can I help you?
No SSN required. Zero impact to credit. Your information is never sold.
Reviews
Real-Time Reviews
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Vaile S.
★★★★★
Ross was very communicative and helpful. The document process was easy as well as the timing worked out perfectly
Justin B.
★★★★★
Ross and his team were AWESOME once again! They made the entire home financing process smooth, straightforward, and stress-free. Their professionalism, responsiveness, and genuine commitment to helping us... Ross and his team were AWESOME once again! They made the entire home financing process smooth, straightforward, and stress-free. Their professionalism, responsiveness, and genuine commitment to helping us made a huge difference throughout the process. I truly appreciate how knowledgeable and helpful Ross and his team are. They always take the time to answer questions, explain everything clearly, and make sure we feel confident in every decision. It’s clear that they genuinely care about their clients and go above and beyond to provide excellent service. I have worked with Ross before, and based on my experiences, I will absolutely continue to work with him and his team for any home financing needs for myself and my family in the future. I highly recommend Ross to anyone looking for a trustworthy, knowledgeable, and dependable team to help with their home financing!
Tiffany S.
★★★★★
Ross was so very helpful, available and knowledgeable Additionally- his personality made it fun to work with him He is truly an asset to your team .
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Contact Us
Ross Varahrami
Vice President
Call Us:- 949-299-1333
Address:- 17911 Von Karman Ave Suite 400, Irvine, CA 92614
Business Hours:- Monday-Friday: 8am-5pm PST
Saturday: 9am-2pm PST
Sunday: Closed